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Mortgage Loan Programs
Compare 13 mortgage programs across purchase, refinance, and specialty categories. As a wholesale mortgage broker, American Mortgage Services can access programs with more flexibility than many banks.
FHA Loans
Low down payment and flexible credit options backed by the Federal Housing Administration.
Learn MoreVA Loans
Zero down payment home loans for eligible veterans, active military, and surviving spouses.
Learn MoreConventional Loans
No government backing, competitive rates, and no upfront mortgage insurance for qualified borrowers.
Learn MoreUSDA Loans
Zero down payment financing for eligible rural and suburban properties.
Learn MoreJumbo Loans
Financing above conventional conforming loan limits for higher-priced properties.
Learn MoreReverse Mortgages
For homeowners 62 and older who want to access home equity without monthly payments.
Learn MoreRenovation Loans
Finance a home purchase and renovation in a single loan with FHA 203K or HomeStyle programs.
Learn MoreInvestor Loans
DSCR and investment property financing for rental, multi-family, and fix-and-flip scenarios.
Learn MoreBank Statement Loans
Alternative income documentation for self-employed borrowers who cannot use traditional tax returns.
Learn MoreLow Credit Score Options
Programs that may be available for borrowers with scores as low as 580, depending on the scenario.
Learn MoreFirst-Time Homebuyer Loans
Low down payment programs and guidance for borrowers purchasing their first home.
Learn MoreRefinance Loans
Lower your rate, reduce your term, or change your loan structure based on your current goals.
Learn MoreCash-Out Refinance
Access your home equity for improvements, debt consolidation, or other financial goals.
Learn MoreNot sure which program fits your scenario?
Talk with a loan officer. We'll help you compare your options based on your credit, income, property, and goals.
American Mortgage Services — Licensed Mortgage Broker in AL, FL, GA, LA, MI & TN — Equal Housing Lender