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Meet Our Loan Officers
Pick a loan officer and apply directly — real people, real guidance, no runaround.
We Get It Closed
American Mortgage Services was built on one premise: borrowers deserve more options than a single bank can offer. As a wholesale mortgage broker, we connect you with multiple wholesale lenders, which means more loan programs, more competitive pricing structures, and more flexibility when your scenario doesn't fit the standard mold.
Our team brings more than 40 years of combined experience in mortgage lending. We've worked through multiple rate environments, regulatory shifts, and market cycles. That experience translates into better guidance for your specific situation.
What Makes a Wholesale Broker Different
When you work with a retail bank, you're limited to that bank's loan products. When you work with American Mortgage Services, we can shop your loan across our network of wholesale lenders. That matters when you're self-employed, have a lower credit score, need a jumbo loan, or are financing an investment property.
We charge no lender fees on FHA, VA, or USDA loans. And because we work on wholesale pricing, the total cost of your loan may compare favorably to what you'd find going directly to a retail lender. Loan costs vary by scenario, and all programs are subject to credit, income, property, and lender guidelines.
Choose Your Loan Officer
Each Apply button connects you directly to that loan officer's personal application. Experienced professionals serving borrowers across Alabama, Florida, Georgia, Louisiana, Michigan, and Tennessee.
Clay Heitler
President / Loan Officer
Clayton Heitler is the President and Founder of American Mortgage Services, Inc. Heitler has owned and operated Tampa-based Affordable Home Mortgage (now American Mortgage Services) since 1999. He has an extensive background in financial services and is the leading producer in the office.
NMLS# 372592
Where We're Licensed
American Mortgage Services originates mortgage loans in Alabama, Florida, Georgia, Louisiana, Michigan, and Tennessee. Each state has its own market dynamics, property types, and program nuances. Our loan officers understand those differences and can help you navigate them.
Not Sure Where to Start?
Contact us and we'll match you with a loan officer who fits your scenario. We serve borrowers across AL, FL, GA, LA, MI, and TN.
American Mortgage Services — Licensed Mortgage Broker in AL, FL, GA, LA, MI & TN — Equal Housing Lender